PFRDA National Pension System
NPS Calculator: Retirement Corpus & Monthly Pension
Plan your golden retirement years. Estimate your total retirement corpus at age 60, maximum tax-free lump-sum withdrawal (up to 60%), and guaranteed monthly annuity pension.
NPS Investment Details
PFRDA Regulated
₹
Historical avg: 9% to 11%
40%
Minimum 40% mandatory annuity purchase under PFRDA guidelines.
Current annuity yield from life insurers (LIC, SBI Life, etc.).
Retirement Corpus at Age 60
Total Expected Corpus at Age 60
₹2.28 Crore
Total Amount Invested:
₹36.00 Lakh
Total Interest / Gain:
₹1.92 Crore
Lump Sum Withdrawal (Tax-Free):
₹1.37 Crore (60%)
Expected Monthly Pension:
₹49,400 / mo
NPS Tax Benefits: Triple Tax Deduction
NPS allows you to claim tax deductions up to ₹2 Lakhs per financial year under the Old Tax Regime:
• Section 80CCD(1): Up to ₹1.5 Lakhs within overall 80C limit.
• Section 80CCD(1B): Exclusive additional deduction of ₹50,000 over and above 80C.
• Section 80CCD(2): Employer contribution up to 10% (14% for Central Govt) of Basic+DA exempt from tax even under the New Tax Regime!
Power Your Business Growth with MakeGSTBill
Manage bookkeeping, automatic ledgers, and cash flow so you can focus on building your wealth.
